News on the Home Front

Ahhh!!! I'm about to enter a crazy, stressful month. April is the time of finals for all those college students out there including myself. By this time of April I will be done with finals and this semester! I'm taking the summer off from school, but that in no way means that I won't be busy. I wanted to wait until further along in the process before announcing (I didn't want to jinx anything!). I'm in the process of buying a house. We have the closing date set for June 2 and I'm so excited!!! I have received a conditional approval on the loan and now they want everything. The inspection and appraisal have been completed and now they have a lonnnng list of things they need from me. It's actually nice, because until this point it was a guessing game for me. When is this going to get done and oh what about this?

I feel like I have a little bit more control in the process, because I know what they need from me. The quicker I get it to the underwriter the quicker the process will take. Once I get everything over to them it will be a waiting game again. It's very stressful buying a house. I'm excited to actual be in the house and own it, but the journey getting there is a stressful one. Everyone I have spoken with says how stressful it was purchasing a home and they always wanted the process to be over with. Sometimes I feel that the stress is taking some of the enjoyment away. None of my friends have been through it yet, we are still relatively young, that I'm the first one jumping through the hoop. I find that I have to constantly explain the process. One of my friends asked me a couple weeks after putting an offer down on a home if I owned it yet. I had to explain that purchasing a home is completely different than buying a car and driving off the lot with it (it was the closest thing she could relate to). I explained how long it takes, and she didn't understand why it takes so long and why the bank needs so much information. One day she will understand. So for all those homeowners out there . . . what was the process like for you? Easy, hard, stressful??